PaymentsEd

How Banks Decide Which Payments Get Approved: The Signals, Thresholds, and Data Gaps That Cost You Revenue

Wednesday, July 29, 2026 at 9:30 AM - 10:15 AM
Grand Ballroom D
Concurrent Session

Session Description

Payment approvals happen in milliseconds, yet the factors that influence them are often unclear. In this session, we'll examine how banks evaluate payment authorization requests and translate that perspective into practical best practices for improving approval rates. Learn which signals matter most, where common gaps occur, and how to better align payment setups with issuer expectations.

Speaker

Ray Watson

Senior Vice President of Channel Partnerships, Revaly